Who we are
Our website address is: https://bankingyan.com/
Comments
When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.
An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it.
The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.
Media
If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.
Cookies
If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.
If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year.
If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.
Embedded content from other websites
Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.
Information We Collect
- Personal Information: We collect personal details such as your name, email address, phone number, Aadhaar Card, PAN Card, bank statements, and income proof when you apply for a loan or register on our platform.
- Financial Information: Details related to your financial status, including income, employment, credit score, and banking details, may be collected for loan processing and approval.
- Device Information: We may collect information about the device you use to access our services, including IP address, operating system, browser type, and location.
- Usage Data: Information on how you interact with our platform, such as pages visited, time spent, and features accessed, may be collected to enhance user experience.
How We Use Your Information
- To process loan applications and determine eligibility.
- To verify identity and prevent fraud or unauthorized access.
- To improve our platform and provide a personalized experience.
- To communicate important updates, offers, and notifications.
- To comply with legal and regulatory requirements.
Sharing of Information
- With Third Parties: We may share your information with trusted third-party service providers, such as loan lenders, credit bureaus, payment processors, and verification agencies, to process your application and provide services.
- With Authorities: Information may be disclosed to comply with legal obligations, respond to law enforcement requests, or protect against fraudulent activities.
- With Consent: Your information may be shared with other parties if you provide explicit consent.
How long we retain your data
We retain your information for as long as necessary to fulfill the purposes outlined in this policy or as required by law.
What rights you have over your data
If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us.
You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
Where your data is sent
Visitor comments may be checked through an automated spam detection service.