Bajaj Finserv Emi Card

One of the main criteria for getting a Bajaj Finserv EMI card is the credit score of the applicant. The credit score issued by CIBIL™ is considered for the Bajaj Finserv EMI card. The minimum credit score issued by CIBIL™ that is required for Bajaj Finserv EMI Card is 700. A credit score lower than 700 makes you ineligible for the Bajaj Finserv EMI card.

The credit score issued by CIBIL™ is a three-digit number issued in the range of 300 to 900. A credit score closer to 300 is considered to be poor for the EMI card. A credit score closer to 900 is considered to be good for the applicants. This increases the chances of sanction of EMI card to eligible applicants provided the other eligibility criteria are also met by the applicant.

Salient Features of Bajaj Finserv EMI Card

Bajaj Finserv EMI Card comes with a huge array of features and benefits that make it a very sought after option for applicants seeking quick finance. Some of the features of the EMI card offered by Bajaj Finserv are mentioned below,

• Ease of shopping through e-commerce portals
• Pre-approved loan of up to Rs. 2,00,000
• Easy application of Insta EMI card through quick online steps
• The tenure of the products purchased using the Bajaj Finserv EMI card is flexible ranging from 3 months to 24 months
• This card also offers ease of offline shopping in partner stores across the country
• EMI card can be used even via the wallet app which can be accessed from anywhere and at any time
• Bajaj Finserv will not charge any foreclosure charges on the loan taken on the card if the borrower has paid the first EMI

• What is the eligibility for the Bajaj Finserv EMI Card?

  Bajaj Finserv EMI card is one of the popular products issued by the company. Bajaj Finserv has specified certain conditions for the applicants to be eligible for the Bajaj Finserv EMI Card. These conditions are mentioned below,

  • Age restrictions
    • The applicants have to be between the age of 21 years or 60 years to be eligible for the Bajaj Finserv EMI card.
  • Income condition
    • The applicants need to have a stable source of income to be eligible for the EMI card of Bajaj Finserv.