BankingGyan

Kotak 811 Zero Balance account

Account Opening Charge

Nil *

Minimum Balance

Nil *

Interest Rate

Nil *

Eligibility
  • All citizens of India can open a Kotak811 account
  • Free Account For everyone
  • Open account 24/7
  • For All 18+ India Individuals
Documents Required
  • ID Proof – Driving License, Passport, Voter’s ID, Aadhaar Card
  • Address Proof:-    Passport, Driving License, Voter’s ID, Aadhaar Cards
  • Signature Proof:-    Not Required
Benefits Of Saving Account
  • Your pocket bank, open 24/7.
  • Go all-digital: Instant account, no limits.
  • 0 minimum balance, no worries. Spend freely!
  • Free Virtual Debit Credit card: Obtain a Digital Debit Card instantly to shop online
  • No-Cost Money Transfers – Your Kotak811 Advantage

How to Apply

Step 1: Choose the bank according to your need.

Step 2: Choose the Account according to your need.

Step 3: Ready all basic KYC documents like Pancard, AAdhar card & photo.

Step 4: Take one pen and paper and ready for video KYC to ensure successful account opening.

Step 5: Add Fund using a debit card or net banking.

Kotak 811 is a new digital zero equilibrium savings that could be opened online by everyone (Resident Indian individuals only). Kotak 811 Electronic Savings Account enables you to submit an application for no balance family savings or perhaps an 811 Edge Digital family savings primarily based on your demands, which acts as a one-stop alternative for your fiscal needs and moment to-day transactions.

  • Skip the branch, bank online! Open an account and take control of your money, all from the convenience of your device.
  • Open a new savings account online with your bank without any hassle! No paperwork is required – just use your PAN card and Aadhaar card to get started. You can even finish setting up your account from the comfort of your own home.
  • Kotak811 offers a free virtual debit card that you can easily access on your phone app. Use it for secure online shopping and payments without needing a physical card. If you prefer, you can also order a physical debit card for additional convenience.
  • Open the door to easy credit cards and rewards! Forget about credit score limitations. With a Kotak811 account, you’re always approved for a credit card, because everyone qualifies for financial empowerment.
  • Enjoy peace of mind while banking on your phone. Kotak811 uses next-generation security combined with trusted RBI regulations to safeguard your money
  • Acquire the prevailing interest on your absolutely no balance savings accounts deposits.
  • With your zero balance accounts, enjoy facilities such as free electronic cards, cheque textbooks, internet banking, and mobile banking.
  • Open up zero balance savings instantly through Aadhaar OTP confirmation. Then, complete the full KYC process of your accounts through in-person confirmation within 12 several weeks by visiting your nearest bank department or booking a scheduled appointment.
  • You can find no minimum-balance obligations in absolutely no balance savings accounts. Therefore, you can spend even the last rupee in your account without having to get worried about penalties.

  • A person is able to open a digital zero balance account online from the comfort of their home. All you require is your PAN and Aadhaar number.